“A businessowner client had 2 Life Insurance policies consisting of $3.1M of death benefit and $317,000 of cash value.  The client desired to increase death benefit to help offset and mitigate estate tax projection and liability.  After educating the client on the different types of policies in the marketplace, we were able to leverage the cash value of $317,000 into a new policy with a death benefit of $7M for the same premium/cost.  The new policy has much more flexibility and accomplishes the goal of his trust providing maximum death benefit to protect his estate and wealth.”